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Amendement 236 — art. 2 #596

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Thierry Sother wants to merge 1 commit from amendements/seance/236 into main
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Thierry Sother commented 2026-07-21 02:16:51 +00:00
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⚠ Dispositif non applicable automatiquement (alinéa 146 introuvable (supprimé ou réécrit ?)) — le texte ci-dessous fait foi.

Dispositif :

Supprimer l'alinéa 146.

Exposé sommaire :

Cet amendement du groupe Socialistes et apparentés vise à supprimer cet alinéa qui vise à transposer, par voie d'ordonnance, la directive 2023/2225 qui intègre la transformation du marché du crédit, les nouveaux produits proposés aux consommateurs et enfin la situation économique et sociale actuelle. La nécessité de réforme s'impose d'autant plus qu'on constate une augmentation récente mais continue du nombre de dossiers de surendettement traité par la Banque de France (+8 % entre 2022 et 2023 et + 12 % entre 2023 et 2024).
En effet, cette réforme ne peut être opérée par voie d'ordonnance, comme le prévoit l'article 2-VII du projet de loi portant diverses adaptations au droit de l'Union Européenne en matière économique, fi nancière, environnementale, énergétique, de transport, de santé et de circulation des personnes (DADDUE) du 31 octobre 2024, et nécessite un débat parlementaire ouvert et approfondi comme cela avait été le cas lors de la précédente réforme de 2010. Une transposition purement technique négligerait les enjeux décisifs du marché du crédit à la consommation et surtout les protections essentielles des consommateurs.

Sort : Retiré | Déposé le 17/01/2025
Source : https://www.assemblee-nationale.fr/dyn/opendata/AMANR5L17PO838901BTC0631P0D1N000236.xml

Co-authored-by: Gérard Leseul PA774958@deputes.angit.example
Co-authored-by: Stéphane Delautrette PA795430@deputes.angit.example
Co-authored-by: Fabrice Barusseau PA840829@deputes.angit.example
Co-authored-by: Peio Dufau PA841633@deputes.angit.example
Co-authored-by: Romain Eskenazi PA842195@deputes.angit.example
Co-authored-by: Denis Fégné PA841665@deputes.angit.example
Co-authored-by: Chantal Jourdan PA643192@deputes.angit.example
Co-authored-by: Fabrice Roussel PA841327@deputes.angit.example
Co-authored-by: Marie-José Allemand PA840665@deputes.angit.example
Co-authored-by: Joël Aviragnet PA642764@deputes.angit.example
Co-authored-by: Christian Baptiste PA643143@deputes.angit.example
Co-authored-by: Marie-Noëlle Battistel PA342415@deputes.angit.example
Co-authored-by: Laurent Baumel PA606793@deputes.angit.example
Co-authored-by: Béatrice Bellay PA842211@deputes.angit.example
Co-authored-by: Karim Benbrahim PA841315@deputes.angit.example
Co-authored-by: Philippe Brun PA793624@deputes.angit.example
Co-authored-by: Elie Califer PA795762@deputes.angit.example
Co-authored-by: Colette Capdevielle PA608264@deputes.angit.example
Co-authored-by: Paul Christophle PA840903@deputes.angit.example
Co-authored-by: Pierrick Courbon PA841295@deputes.angit.example
Co-authored-by: Alain David PA1008@deputes.angit.example
Co-authored-by: Arthur Delaporte PA793394@deputes.angit.example
Co-authored-by: Dieynaba Diop PA841919@deputes.angit.example
Co-authored-by: Fanny Dombre Coste PA606573@deputes.angit.example
Co-authored-by: Iñaki Echaniz PA794854@deputes.angit.example
Co-authored-by: Olivier Faure PA609332@deputes.angit.example
Co-authored-by: Guillaume Garot PA333285@deputes.angit.example
Co-authored-by: Océane Godard PA840939@deputes.angit.example
Co-authored-by: Député PA841539 PA841539@deputes.angit.example
Co-authored-by: Pascale Got PA331973@deputes.angit.example
Co-authored-by: Député PA840171 PA840171@deputes.angit.example
Co-authored-by: Jérôme Guedj PA1567@deputes.angit.example
Co-authored-by: Stéphane Hablot PA841471@deputes.angit.example
Co-authored-by: Ayda Hadizadeh PA842263@deputes.angit.example
Co-authored-by: Florence Herouin-Léautey PA841813@deputes.angit.example
Co-authored-by: Céline Hervieu PA841853@deputes.angit.example
Co-authored-by: François Hollande PA1654@deputes.angit.example
Co-authored-by: Marietta Karamanli PA335054@deputes.angit.example
Co-authored-by: Fatiha Keloua Hachi PA795156@deputes.angit.example
Co-authored-by: Laurent Lhardit PA840765@deputes.angit.example
Co-authored-by: Estelle Mercier PA841463@deputes.angit.example
Co-authored-by: Philippe Naillet PA643157@deputes.angit.example
Co-authored-by: Jacques Oberti PA841107@deputes.angit.example
Co-authored-by: Sophie Pantel PA841381@deputes.angit.example
Co-authored-by: Marc Pena PA840793@deputes.angit.example
Co-authored-by: Anna Pic PA794270@deputes.angit.example
Co-authored-by: Christine Pirès Beaune PA608172@deputes.angit.example
Co-authored-by: Dominique Potier PA607553@deputes.angit.example
Co-authored-by: Pierre Pribetich PA840955@deputes.angit.example
Co-authored-by: Christophe Proença PA841367@deputes.angit.example
Co-authored-by: Valérie Rossi PA840673@deputes.angit.example
Co-authored-by: Claudia Rouaux PA342196@deputes.angit.example
Co-authored-by: Aurélien Rousseau PA826635@deputes.angit.example
Co-authored-by: Sandrine Runel PA841717@deputes.angit.example
Co-authored-by: Marie Récalde PA341981@deputes.angit.example
Co-authored-by: Sébastien Saint-Pasteur PA841243@deputes.angit.example
Co-authored-by: Isabelle Santiago PA774960@deputes.angit.example
Co-authored-by: Hervé Saulignac PA340343@deputes.angit.example
Co-authored-by: Arnaud Simion PA841091@deputes.angit.example
Co-authored-by: Céline Thiébault-Martinez PA841893@deputes.angit.example
Co-authored-by: Mélanie Thomin PA793816@deputes.angit.example
Co-authored-by: Boris Vallaud PA719930@deputes.angit.example
Co-authored-by: Roger Vicot PA794494@deputes.angit.example
Co-authored-by: Jiovanny William PA720992@deputes.angit.example
Groupe: SOC
Angit-Diff: manquant

PR reconstituée par angit ; les dates réelles figurent ci-dessus.

⚠ Dispositif non applicable automatiquement (alinéa 146 introuvable (supprimé ou réécrit ?)) — le texte ci-dessous fait foi. Dispositif : Supprimer l'alinéa 146. Exposé sommaire : Cet amendement du groupe Socialistes et apparentés vise à supprimer cet alinéa qui vise à transposer, par voie d'ordonnance, la directive 2023/2225 qui intègre la transformation du marché du crédit, les nouveaux produits proposés aux consommateurs et enfin la situation économique et sociale actuelle. La nécessité de réforme s'impose d'autant plus qu'on constate une augmentation récente mais continue du nombre de dossiers de surendettement traité par la Banque de France (+8 % entre 2022 et 2023 et + 12 % entre 2023 et 2024). En effet, cette réforme ne peut être opérée par voie d'ordonnance, comme le prévoit l'article 2-VII du projet de loi portant diverses adaptations au droit de l'Union Européenne en matière économique, fi nancière, environnementale, énergétique, de transport, de santé et de circulation des personnes (DADDUE) du 31 octobre 2024, et nécessite un débat parlementaire ouvert et approfondi comme cela avait été le cas lors de la précédente réforme de 2010. Une transposition purement technique négligerait les enjeux décisifs du marché du crédit à la consommation et surtout les protections essentielles des consommateurs. Sort : Retiré | Déposé le 17/01/2025 Source : https://www.assemblee-nationale.fr/dyn/opendata/AMANR5L17PO838901BTC0631P0D1N000236.xml Co-authored-by: Gérard Leseul <PA774958@deputes.angit.example> Co-authored-by: Stéphane Delautrette <PA795430@deputes.angit.example> Co-authored-by: Fabrice Barusseau <PA840829@deputes.angit.example> Co-authored-by: Peio Dufau <PA841633@deputes.angit.example> Co-authored-by: Romain Eskenazi <PA842195@deputes.angit.example> Co-authored-by: Denis Fégné <PA841665@deputes.angit.example> Co-authored-by: Chantal Jourdan <PA643192@deputes.angit.example> Co-authored-by: Fabrice Roussel <PA841327@deputes.angit.example> Co-authored-by: Marie-José Allemand <PA840665@deputes.angit.example> Co-authored-by: Joël Aviragnet <PA642764@deputes.angit.example> Co-authored-by: Christian Baptiste <PA643143@deputes.angit.example> Co-authored-by: Marie-Noëlle Battistel <PA342415@deputes.angit.example> Co-authored-by: Laurent Baumel <PA606793@deputes.angit.example> Co-authored-by: Béatrice Bellay <PA842211@deputes.angit.example> Co-authored-by: Karim Benbrahim <PA841315@deputes.angit.example> Co-authored-by: Philippe Brun <PA793624@deputes.angit.example> Co-authored-by: Elie Califer <PA795762@deputes.angit.example> Co-authored-by: Colette Capdevielle <PA608264@deputes.angit.example> Co-authored-by: Paul Christophle <PA840903@deputes.angit.example> Co-authored-by: Pierrick Courbon <PA841295@deputes.angit.example> Co-authored-by: Alain David <PA1008@deputes.angit.example> Co-authored-by: Arthur Delaporte <PA793394@deputes.angit.example> Co-authored-by: Dieynaba Diop <PA841919@deputes.angit.example> Co-authored-by: Fanny Dombre Coste <PA606573@deputes.angit.example> Co-authored-by: Iñaki Echaniz <PA794854@deputes.angit.example> Co-authored-by: Olivier Faure <PA609332@deputes.angit.example> Co-authored-by: Guillaume Garot <PA333285@deputes.angit.example> Co-authored-by: Océane Godard <PA840939@deputes.angit.example> Co-authored-by: Député PA841539 <PA841539@deputes.angit.example> Co-authored-by: Pascale Got <PA331973@deputes.angit.example> Co-authored-by: Député PA840171 <PA840171@deputes.angit.example> Co-authored-by: Jérôme Guedj <PA1567@deputes.angit.example> Co-authored-by: Stéphane Hablot <PA841471@deputes.angit.example> Co-authored-by: Ayda Hadizadeh <PA842263@deputes.angit.example> Co-authored-by: Florence Herouin-Léautey <PA841813@deputes.angit.example> Co-authored-by: Céline Hervieu <PA841853@deputes.angit.example> Co-authored-by: François Hollande <PA1654@deputes.angit.example> Co-authored-by: Marietta Karamanli <PA335054@deputes.angit.example> Co-authored-by: Fatiha Keloua Hachi <PA795156@deputes.angit.example> Co-authored-by: Laurent Lhardit <PA840765@deputes.angit.example> Co-authored-by: Estelle Mercier <PA841463@deputes.angit.example> Co-authored-by: Philippe Naillet <PA643157@deputes.angit.example> Co-authored-by: Jacques Oberti <PA841107@deputes.angit.example> Co-authored-by: Sophie Pantel <PA841381@deputes.angit.example> Co-authored-by: Marc Pena <PA840793@deputes.angit.example> Co-authored-by: Anna Pic <PA794270@deputes.angit.example> Co-authored-by: Christine Pirès Beaune <PA608172@deputes.angit.example> Co-authored-by: Dominique Potier <PA607553@deputes.angit.example> Co-authored-by: Pierre Pribetich <PA840955@deputes.angit.example> Co-authored-by: Christophe Proença <PA841367@deputes.angit.example> Co-authored-by: Valérie Rossi <PA840673@deputes.angit.example> Co-authored-by: Claudia Rouaux <PA342196@deputes.angit.example> Co-authored-by: Aurélien Rousseau <PA826635@deputes.angit.example> Co-authored-by: Sandrine Runel <PA841717@deputes.angit.example> Co-authored-by: Marie Récalde <PA341981@deputes.angit.example> Co-authored-by: Sébastien Saint-Pasteur <PA841243@deputes.angit.example> Co-authored-by: Isabelle Santiago <PA774960@deputes.angit.example> Co-authored-by: Hervé Saulignac <PA340343@deputes.angit.example> Co-authored-by: Arnaud Simion <PA841091@deputes.angit.example> Co-authored-by: Céline Thiébault-Martinez <PA841893@deputes.angit.example> Co-authored-by: Mélanie Thomin <PA793816@deputes.angit.example> Co-authored-by: Boris Vallaud <PA719930@deputes.angit.example> Co-authored-by: Roger Vicot <PA794494@deputes.angit.example> Co-authored-by: Jiovanny William <PA720992@deputes.angit.example> Groupe: SOC Angit-Diff: manquant --- *PR reconstituée par angit ; les dates réelles figurent ci-dessus.*
Thierry Sother added 1 commit 2026-07-21 02:16:52 +00:00 
⚠ Dispositif non applicable automatiquement (alinéa 146 introuvable (supprimé ou réécrit ?)) — le texte ci-dessous fait foi.

Dispositif :

    Supprimer l'alinéa 146.

Exposé sommaire :

    Cet amendement du groupe Socialistes et apparentés vise à supprimer cet alinéa qui vise à transposer, par voie d'ordonnance, la directive 2023/2225 qui intègre la transformation du marché du crédit, les nouveaux produits proposés aux consommateurs et enfin la situation économique et sociale actuelle. La nécessité de réforme s'impose d'autant plus qu'on constate une augmentation récente mais continue du nombre de dossiers de surendettement traité par la Banque de France (+8 % entre 2022 et 2023 et + 12 % entre 2023 et 2024).
    En effet, cette réforme ne peut être opérée par voie d'ordonnance, comme le prévoit l'article 2-VII du projet de loi portant diverses adaptations au droit de l'Union Européenne en matière économique, fi nancière, environnementale, énergétique, de transport, de santé et de circulation des personnes (DADDUE) du 31 octobre 2024, et nécessite un débat parlementaire ouvert et approfondi comme cela avait été le cas lors de la précédente réforme de 2010. Une transposition purement technique négligerait les enjeux décisifs du marché du crédit à la consommation et surtout les protections essentielles des consommateurs.

Sort : Retiré | Déposé le 17/01/2025
Source : https://www.assemblee-nationale.fr/dyn/opendata/AMANR5L17PO838901BTC0631P0D1N000236.xml

Co-authored-by: Gérard Leseul <PA774958@deputes.angit.example>
Co-authored-by: Stéphane Delautrette <PA795430@deputes.angit.example>
Co-authored-by: Fabrice Barusseau <PA840829@deputes.angit.example>
Co-authored-by: Peio Dufau <PA841633@deputes.angit.example>
Co-authored-by: Romain Eskenazi <PA842195@deputes.angit.example>
Co-authored-by: Denis Fégné <PA841665@deputes.angit.example>
Co-authored-by: Chantal Jourdan <PA643192@deputes.angit.example>
Co-authored-by: Fabrice Roussel <PA841327@deputes.angit.example>
Co-authored-by: Marie-José Allemand <PA840665@deputes.angit.example>
Co-authored-by: Joël Aviragnet <PA642764@deputes.angit.example>
Co-authored-by: Christian Baptiste <PA643143@deputes.angit.example>
Co-authored-by: Marie-Noëlle Battistel <PA342415@deputes.angit.example>
Co-authored-by: Laurent Baumel <PA606793@deputes.angit.example>
Co-authored-by: Béatrice Bellay <PA842211@deputes.angit.example>
Co-authored-by: Karim Benbrahim <PA841315@deputes.angit.example>
Co-authored-by: Philippe Brun <PA793624@deputes.angit.example>
Co-authored-by: Elie Califer <PA795762@deputes.angit.example>
Co-authored-by: Colette Capdevielle <PA608264@deputes.angit.example>
Co-authored-by: Paul Christophle <PA840903@deputes.angit.example>
Co-authored-by: Pierrick Courbon <PA841295@deputes.angit.example>
Co-authored-by: Alain David <PA1008@deputes.angit.example>
Co-authored-by: Arthur Delaporte <PA793394@deputes.angit.example>
Co-authored-by: Dieynaba Diop <PA841919@deputes.angit.example>
Co-authored-by: Fanny Dombre Coste <PA606573@deputes.angit.example>
Co-authored-by: Iñaki Echaniz <PA794854@deputes.angit.example>
Co-authored-by: Olivier Faure <PA609332@deputes.angit.example>
Co-authored-by: Guillaume Garot <PA333285@deputes.angit.example>
Co-authored-by: Océane Godard <PA840939@deputes.angit.example>
Co-authored-by: Député PA841539 <PA841539@deputes.angit.example>
Co-authored-by: Pascale Got <PA331973@deputes.angit.example>
Co-authored-by: Député PA840171 <PA840171@deputes.angit.example>
Co-authored-by: Jérôme Guedj <PA1567@deputes.angit.example>
Co-authored-by: Stéphane Hablot <PA841471@deputes.angit.example>
Co-authored-by: Ayda Hadizadeh <PA842263@deputes.angit.example>
Co-authored-by: Florence Herouin-Léautey <PA841813@deputes.angit.example>
Co-authored-by: Céline Hervieu <PA841853@deputes.angit.example>
Co-authored-by: François Hollande <PA1654@deputes.angit.example>
Co-authored-by: Marietta Karamanli <PA335054@deputes.angit.example>
Co-authored-by: Fatiha Keloua Hachi <PA795156@deputes.angit.example>
Co-authored-by: Laurent Lhardit <PA840765@deputes.angit.example>
Co-authored-by: Estelle Mercier <PA841463@deputes.angit.example>
Co-authored-by: Philippe Naillet <PA643157@deputes.angit.example>
Co-authored-by: Jacques Oberti <PA841107@deputes.angit.example>
Co-authored-by: Sophie Pantel <PA841381@deputes.angit.example>
Co-authored-by: Marc Pena <PA840793@deputes.angit.example>
Co-authored-by: Anna Pic <PA794270@deputes.angit.example>
Co-authored-by: Christine Pirès Beaune <PA608172@deputes.angit.example>
Co-authored-by: Dominique Potier <PA607553@deputes.angit.example>
Co-authored-by: Pierre Pribetich <PA840955@deputes.angit.example>
Co-authored-by: Christophe Proença <PA841367@deputes.angit.example>
Co-authored-by: Valérie Rossi <PA840673@deputes.angit.example>
Co-authored-by: Claudia Rouaux <PA342196@deputes.angit.example>
Co-authored-by: Aurélien Rousseau <PA826635@deputes.angit.example>
Co-authored-by: Sandrine Runel <PA841717@deputes.angit.example>
Co-authored-by: Marie Récalde <PA341981@deputes.angit.example>
Co-authored-by: Sébastien Saint-Pasteur <PA841243@deputes.angit.example>
Co-authored-by: Isabelle Santiago <PA774960@deputes.angit.example>
Co-authored-by: Hervé Saulignac <PA340343@deputes.angit.example>
Co-authored-by: Arnaud Simion <PA841091@deputes.angit.example>
Co-authored-by: Céline Thiébault-Martinez <PA841893@deputes.angit.example>
Co-authored-by: Mélanie Thomin <PA793816@deputes.angit.example>
Co-authored-by: Boris Vallaud <PA719930@deputes.angit.example>
Co-authored-by: Roger Vicot <PA794494@deputes.angit.example>
Co-authored-by: Jiovanny William <PA720992@deputes.angit.example>
Groupe: SOC
Angit-Diff: manquant
angit-admin added the
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Thierry Sother closed this pull request 2026-07-21 02:16:52 +00:00

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Reference: assemblee-nationale/diverses-dispositions-d-adaptation-au-droit-de-l-union-europ-50796#596
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