Amendement 14 — art. 3 #77
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Amendement 14 — art. 3
Dispositif :
Compléter l'alinéa 5 par les mots :
« dont la valeur assurée dépasse un million trois cent mille euros ».
Exposé sommaire :
Amendement de repli Cet amendement vise à restreindre la majoration des primes aux résidences secondaires dont la valeur assurée dépasse un million trois cent mille euros. L'objectif est de concentrer la mesure sur les biens les plus onéreux, qui représentent un risque financier significatif pour les assureurs en cas de sinistre. Cette précision est essentielle pour éviter de pénaliser des propriétaires dont la résidence secondaire constitue leur unique patrimoine immobilier. C'est notamment le cas de certaines catégories de personnes, comme des fonctionnaires ou des agents publics, qui disposent d'une résidence secondaire pour des raisons professionnelles ou familiales, sans pour autant appartenir à une catégorie aisée. En excluant les biens de valeur inférieure, on préserve l'équité et la proportionnalité de la mesure, en ciblant les patrimoines les plus élevés situés en zones à risque, tout en protégeant les ménages dont la résidence secondaire est leur seul bien.
Sort : Tombé | Déposé le 08/12/2025
Source : https://www.assemblee-nationale.fr/dyn/opendata/AMANR5L17PO838901BTC2193P0D1N000014.xml
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